A bill lands in the mailbox. Again. My hands start to shake and get sweaty. In my head two words flash like a neon sign: "money worries, loan". With a queasy feeling in my stomach I pick up the envelope and open it. All at once I feel lighter. It's only last month's cell phone bill. It was already deducted from my account, one less bill I have to deal with. Still, I should finally make an effort to earn some extra money and/or finally save a little. Because my money worries loan is still there and should finally be paid off without that bad feeling.
I sit down at my laptop and make a list.

Saving measures to get rid of the money worries loan:

  • shop for less
  • eat more frugally
  • no trips to the movies
  • no bar visits
  • no new phone!!!
  • switch to a cheaper internet plan
  • no new shoes

I read through the list that's supposed to help me free myself from my money worries loan and think about what other savings measures I could take. Do I really need internet? At that moment my phone makes a sound. The guy I met at the bar yesterday has messaged me via Facebook Messenger.
Yes, I need the internet. How else would I communicate with the world? My social life would come to a complete standstill, especially if I cut back on bar visits from now on. Eating more frugally is the same as shopping for less. I don't see a big problem in carrying that out. But no new shoes. That point is going to be really hard. After all, fall is coming soon and the new collections will be out shortly. Maybe I should cross that item off the list after all?
In the back of my mind the two words light up again: money worries loan. I'd better not cross anything off.

Money worries and loans

Yard sale solution for the money worries loan

Since I'm treating myself to my internet connection, I use it and search Google for solutions to my dilemma. I type "money worries loan" into the search engine and click through the suggested solutions. "Live more frugally!" An idea I never would have come up with. "Solve your money problems with our loan!" Take out a loan to pay off my money worries loan and so end up with a new money worries loan around my neck? Sounds like a vicious circle. "Hold a yard sale." That suggestion sounds better, and I get right to looking around the apartment for anything usable that I can do without. The dining table, for example. I'm always alone and mostly eat on the couch in front of the TV. Without a dining table I don't need chairs either. I can surely get rid of quite a bit more, and then my problem would be solved. I pick up my list and cross off the shoes.